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Do I really need a Nationwide Account or can I just use Caxton FX?? |
 Posted: Sat Sep 26, 2009 5:20 pm |
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| I've been trying to decide on how to deal with money whilst I'm travelling and after reading the posts on here decided on opening Nationwide Flex Acount but then I read about the Caxton FX card and now Im not sure what is best?
What are the benefits of having nationwide account instead of just using the Caxton card? (which I could transfer money into from my natwest current account) Any help appreciated!!! Thanks |
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| Back to top | Location: Unknown | 8 Posts |
| Posted: Sat Sep 26, 2009 6:07 pm |
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| Hey.
Nationwide no longer have free withdrawls they charge... The caxton card dont charge anything |
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| Back to top | Location: Unknown | 26 Posts |
| Posted: Sat Sep 26, 2009 6:53 pm |
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| if you want to keep costs down as much as poss then its best you get a Nationwide account also, its dead easy to apply online just say youre opening an e-bond savings account too..
The caxton fx as stated on their site . http://www.caxtonfxcard.com/feesncharges.asp?dist=CAXTGENL Please note that if you use your Euro or Dollar card outside the Euro zone or United States respectively there is a 2.50% charge on all transactions, including ATM withdrawals so youd get charged 2.5% on top of everything you spend or withdraw outside of the US and Europe It will soon mount up, as opposed to no charge with the nationwide cashcard and 0.84% for the debit. Sorry that was for the euro or dollar card but the FEE is the same for the global traveller also
http://www.caxtonfxcard.com/cards_description.asp The exchange rate applied is fixed at 2.5% from the prevailing interbank rate. Hope that helps : |
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| Back to top | Location: Unknown | 368 Posts |
| Posted: Sat Sep 26, 2009 7:37 pm |
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| The caxton fx card you need is the GLOBAL TRAVELLER card. There is no need to have a nationwide account just transfer your money to it. no fees for atm machines and transactions
This is the only bit I dont understand because I have not looked into it properly The exchange rate applied is fixed at 2.5% from the prevailing interbank rate. Ian |
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| Back to top | Location: Unknown | 140 Posts |
| Posted: Sat Sep 26, 2009 7:50 pm |
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| From further reading, it seems to me altho they actually dont charge for using ATM machines etc they do add 2.5% to each time they convert the currency which is the kinda the same thing to me! | |
| Back to top | Location: Unknown | 140 Posts |
| Posted: Fri Oct 2, 2009 12:49 pm |
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| You can still get free withdrawals through Nationwide, but you would have to apply for a Cash Card Account, not a Flex Account (I did this yesterday)
You can only get the application pack from a branch, and you will only be issued a cash card, not a debit card. I'm planning on keeping my existing bank account and just transferring funds over to the Nationwide one from time to time when I may need to withdraw. Cheers Ian |
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| Back to top | Location: Unknown | 3 Posts |
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